Dental, Vision and Hearing

Senior Insurance Services, a nationwide insurance broker

Dental insurance is a main concern of seniors turning 65.  Basic Medicare does not cover dental, vision or hearing exams.  Medicare also does not cover co-pays related to those exams, which means big out-of-pocket expenses.  Even Medicare Advantage plans that offer “extra benefits” often times have weak policies that do not cover hardly any procedures.

FINALLY!  An affordable dental plan from Central United Life that offers vision and hearing benefits as well!  These plans are very popular.  Coverage is guarantee issue, no health questions asked, and provides growing benefits from day one.

No Networks!

One of the reasons we believe this dental insurance is the best is NO NETWORKS!  With the Central United Life dental, vision and hearing plan, you can see any provider you like.  The plan provides immediate coverage on preventive and basic services such as semi-annual cleanings and X-rays with no waiting periods!

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Coverage is guaranteed renewable for life and has the option for individual or family rates.

Let’s take a look at these great benefits!

  • Plans start as low as $30/month
  • Eligible ages 18-85!
  • Up to $3,000 policy year benefit! (most other plans are $1,500)
  • Individual and Family rates (up to 3 children)
  • No waiting periods for Preventive and Basic services
  • NO NETWORKS!
  • Guarantee Issue- no health questions asked
  • Easy application–only takes a few minutes to complete!
Vision Benefits

Vision insurance by itself is hard to find.  Most insurance these days combine dental, vision and hearing benefits into one plan.  Plans that offer vision only are likely to be discount cards, not real insurance.  They provide “discounts,” not coverage.

The vision portion of this policy covers:

  • Basic eye exam or eye refraction
  • Glasses frames and lenses
  • Contact Lenses

Basic eye exams or eye refractions are covered immediately so you can get that exam right away.  And policy benefits increase over time, leaving you with more money in your pocket!

The vision portion also has the option to see any eye doctor you want!

Hearing Benefits

As we age, our hearing can diminish quite drastically.  Annual hearing exams are a good way to diagnose problems, but those problems may lead to expensive hearing aids.

Basic Medicare does not offer hearing coverage so individuals have to find coverage elsewhere.  Don’t worry, hearing benefits are included with Central United Life’s dental, vision and hearing plan.

Benefits include coverage for ear exams, hearing aids and necessary repairs or supplies.

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Central United Life’s dental, vision and hearing policy also offers a 30-day free look period.  You can return the policy if you are not happy and receive and full refund.

Want more information?

Don’t delay your much need dental, vision and hearing exams.  In most cases, you can sign up today and have coverage tomorrow!

The application takes 10 minutes or less!  Our licensed insurance agents can take your  application over the phone and answer any questions you may have.

Call us seven days a week up to 9pm CST at 1-800-594-5393 or email us at davewind@mac.com or jonw.insurance@gmail.com.

 

Senior Insurance Services

2801 Summer Tree Lane
McKinney, Texas 75071
1-800-594-5393

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