Senior Insurance Services https://www.medicaresupplements4less.com Fri, 23 Sep 2022 19:31:19 +0000 en-US hourly 1 https://wordpress.org/?v=6.7 223858070 What is Medicare Advantage? https://www.medicaresupplements4less.com/2022/09/23/what-is-medicare-advantage/ Fri, 23 Sep 2022 19:31:19 +0000 https://www.medicaresupplements4less.com/?p=208464 If you have recently or about to turn 65, most likely you have received multiple offers in the mail, seen countless advertisements on TV, been called by telemarketers offering Medicare plans, and the list goes on. If this describes your experience, you have probably heard the term, “Medicare Advantage” as an option to supplement your […]

The post What is Medicare Advantage? first appeared on Senior Insurance Services.]]> If you have recently or about to turn 65, most likely you have received multiple offers in the mail, seen countless advertisements on TV, been called by telemarketers offering Medicare plans, and the list goes on. If this describes your experience, you have probably heard the term, “Medicare Advantage” as an option to supplement your Medicare coverage. We at Senior Insurance Services are a Medicare Advantage company in McKinney, Texas with nearly 40 years experience answering this very question.

Medicare Advantage is an “all-in-one” plan that comes in several different varieties. These plans usually offer additional benefits that are not covered by original Medicare. As local Medicare Advantage agents in McKinney, Texas who have worked with people with your same questions, we are prepared to guide you in the decision process to find the best Medicare Advantage plan for seniors who want the peace of mind that they are well covered for their medical needs.

Contact us today to speak to one of our local Medicare Advantage agents to learn about what you can anticipate in terms of out-of-pocket expenses. Most Medicare Advantage plans include drug coverage and one of our independent Medicare Advantage agents can explain how this works and what you can expect. In the course of the conversation with one of our local Medicare Advantage agents, we may even be able to direct you to other options that might be more compatible with your needs and your budget.

Contact us right away and waste no more time in confusion and uncertainty. At Senior Insurance Services we are here in McKinney, Texas as independent Medicare Advantage agents prepared to walk you through the whole process.

The post What is Medicare Advantage? first appeared on Senior Insurance Services.]]> 208464 Can I use a Medicare supplement insurance plan with a Medicare advantage plan? https://www.medicaresupplements4less.com/2022/09/23/can-i-use-a-medicare-supplement-insurance-plan-with-a-medicare-advantage-plan/ Fri, 23 Sep 2022 19:29:18 +0000 https://www.medicaresupplements4less.com/?p=208462 At Senior Insurance Services, we hear this question frequently. In fact, after nearly 40 years serving as a Medicare Advantage insurance company in McKinney, Texas, we’ve answered about every question imaginable. That’s why when you contact us, we will take the time to answer all of your questions. Now on to your question. A Medicare […]

The post Can I use a Medicare supplement insurance plan with a Medicare advantage plan? first appeared on Senior Insurance Services.]]> At Senior Insurance Services, we hear this question frequently. In fact, after nearly 40 years serving as a Medicare Advantage insurance company in McKinney, Texas, we’ve answered about every question imaginable. That’s why when you contact us, we will take the time to answer all of your questions.

Now on to your question. A Medicare supplement insurance plan may only be used in conjunction with original Medicare known as Part A and Part B. Therefore, if you are enrolled in a Medicare advantage plan subsequently enroll in a Medicare supplement insurance plan, you will have to leave your Medicare advantage plan before the supplement plan takes effect.

How do you decide which plan is right for you? We suggest having a personal conversation with one of our independent Medicare Advantage brokers here in McKinney, Texas who will clearly explain your options and together we will find the option that works best for your needs. Whether you are just now turning 65 and entering Medicare for the first time or you are now considering better or new options, we can guide you through the process. Our team of Medicare Advantage insurance agents in McKinney, Texas have helped thousands of people just like you that may be confused with all the options and just need a confident Medicare Advantage agent with years of experience to make the complex simple. That’s us.

Contact us today for answers to all your questions to gain the confidence that you are well covered for all your medical needs.

The post Can I use a Medicare supplement insurance plan with a Medicare advantage plan? first appeared on Senior Insurance Services.]]> 208462 Is a Medicare Advantage Plan right for you? https://www.medicaresupplements4less.com/2022/09/23/is-a-medicare-advantage-plan-right-for-you/ Fri, 23 Sep 2022 19:27:22 +0000 https://www.medicaresupplements4less.com/?p=208460 When you turn 65 and are faced with making decisions about your Medicare health coverage, you may have heard about an option called Medicare Advantage. At Senior Insurance Services one of our local Medicare Advantage agents in McKinney, Texas can answer your questions as you seek to find the coverage that most suits your needs. […]

The post Is a Medicare Advantage Plan right for you? first appeared on Senior Insurance Services.]]> When you turn 65 and are faced with making decisions about your Medicare health coverage, you may have heard about an option called Medicare Advantage. At Senior Insurance Services one of our local Medicare Advantage agents in McKinney, Texas can answer your questions as you seek to find the coverage that most suits your needs. Below are a list of the most common questions people ask when considering the most affordable Medicare Advantage insurance in McKinney, Texas. To find the best Medicare Advantage plan for seniors in McKinney, Texas and other parts of the North Dallas area, we suggest you contact us today and use the list of questions below with any additional questions you might have to guide the conversation.

  • Is there an annual election period? If so, when is it?
  • Are there different types of plans in Medicare Advantage?
  • Will I have a monthly premium? If so, how much will it be?
  • Will I be able to use my current doctor?
  • What is the annual maximum out-of-pocket cost?
  • Are there copayments I will have to pay when visiting my doctor?
  • Does the plan cover services such as dental, vision, and hearing?
  • Are prescription drugs covered under these plans?

At Senior Insurance Services we have offered the best Medicare Advantage plans for seniors in McKinney, Texas for the last 39 years. We are here to help you and answer all your questions. Contact us today and let us put your mind at ease by talking to one of our local Medicare Advantage agents.

The post Is a Medicare Advantage Plan right for you? first appeared on Senior Insurance Services.]]> 208460 Am I eligible for Medicare supplement insurance? https://www.medicaresupplements4less.com/2022/09/23/am-i-eligible-for-medicare-supplement-insurance/ Fri, 23 Sep 2022 19:23:04 +0000 https://www.medicaresupplements4less.com/?p=208458 If you are asking that question, one of several factors have occurred in your life: you are about to turn 65 and you are getting inundated with advertisements about Medicare, you signed up for original Medicare and are wondering if there are ways to reduce your medical costs, or maybe you are asking for a […]

The post Am I eligible for Medicare supplement insurance? first appeared on Senior Insurance Services.]]> If you are asking that question, one of several factors have occurred in your life: you are about to turn 65 and you are getting inundated with advertisements about Medicare, you signed up for original Medicare and are wondering if there are ways to reduce your medical costs, or maybe you are asking for a family member of friend who is confused by the whole subject.

First of all, at Senior Insurance Services, a Medicare supplement insurance company in McKinney, Texas, we have been answering these questions for nearly 40 years. So you can be confident that when you consult with one of our Medicare supplement insurance brokers, you will receive the best service and all your questions will be answered.

So here’s the answer to that question: You are eligible for one of the many Texas Medicare supplement plans if you are enrolled in both Medicare Part A and Part B. Of course, you must be at least 65 years old when at that age all people are enrolled in Medicare. Finally, you must live in a state that sells the plan you are considering. We at Senior Insurances Services review the best Texas Medicare supplement plans and find the best prices possible to cover those additional costs not covered by original Medicare.

Now is a great time to start a conversation with one of our Medicare supplement insurance brokers in McKinney, Texas to answer any additional questions you might have about your healthcare insurance needs. We have worked hard to establish a solid reputation for providing Medigap insurance in Texas and are prepared to do the same for you. Contact us today and we will not stop looking until we find the best Medicare supplement plan that is right for you.

The post Am I eligible for Medicare supplement insurance? first appeared on Senior Insurance Services.]]> 208458 What does Medigap insurance cover? https://www.medicaresupplements4less.com/2022/09/23/what-does-medigap-insurance-cover/ Fri, 23 Sep 2022 19:19:45 +0000 https://www.medicaresupplements4less.com/?p=208456 Let’s face it, transitioning into the senior years increases the importance of having the coverage for your health care needs. Once you turn 65 and sign up for original Medicare, the next consideration is choosing one of the may Medigap supplement plans to help reduce your out of pocket expenses. At Senior Insurance Services, we […]

The post What does Medigap insurance cover? first appeared on Senior Insurance Services.]]> Let’s face it, transitioning into the senior years increases the importance of having the coverage for your health care needs. Once you turn 65 and sign up for original Medicare, the next consideration is choosing one of the may Medigap supplement plans to help reduce your out of pocket expenses. At Senior Insurance Services, we have a 39-year history of providing the best secondary insurance for seniors in McKinney, Texas.

Although original Medicare covers many of the primary expenses associated with medical procedures, we can direct you to one of the affordable Medicare supplements to cover additional costs such as copays or deductibles. Those costs add up quickly and it’s reassuring to know that you will be well protected when you purchase the best secondary insurance for seniors in McKinney, Texas.

When you need an answer to your question, any question, you know that turning to an experienced expert is the key to living with confidence knowing that you have made the right decision. The Medigap supplement insurance brokers in McKinney, Texas working for Senior Insurances Services are the trusted experts who are prepared and eager to answer your questions. Contact us today and together we will search for the best Medicare supplement plans Texas has to offer to meet your needs.

The post What does Medigap insurance cover? first appeared on Senior Insurance Services.]]> 208456 What is Medigap insurance? https://www.medicaresupplements4less.com/2022/09/23/what-is-medigap-insurance/ Fri, 23 Sep 2022 19:16:24 +0000 https://www.medicaresupplements4less.com/?p=208454 Before turning 65, chances are your mailbox will be full of advertisements for “Medigap insurance.” Other mailings will urge you to purchase “Medicare supplement Insurance.” It can be confusing. We know. For the last 39 years at Senior Insurance Services we have provided affordable Medicare supplement insurance in McKinney, Texas. So here’s the answer to […]

The post What is Medigap insurance? first appeared on Senior Insurance Services.]]> Before turning 65, chances are your mailbox will be full of advertisements for “Medigap insurance.” Other mailings will urge you to purchase “Medicare supplement Insurance.” It can be confusing. We know. For the last 39 years at Senior Insurance Services we have provided affordable Medicare supplement insurance in McKinney, Texas. So here’s the answer to your question: Medigap and Medicare supplemental insurance are identical terms—they both provide additional coverage for costs not covered by original Medicare. Whether you have yet to turn 65 or have been enrolled in Medicare for several years, our independent Medicare insurance brokers in McKinney, Texas can answer all your questions.

Even though Medicare covers many costs associated with your health care, you can purchase affordable Medicare supplemental insurance to cover additional costs such as deductibles, copays or coinsurance.  Finding the right policy is one challenge. Finding someone who will patiently take the time to answer your questions is another. Our local Medicare supplement agents in McKinney, Texas have worked with thousands of customers who have the same concerns and questions you need answered before committing your hard-earned money. So look no further than our Medicare supplement company right here in McKinney, Texas—Senior Insurance Services—and let us search for the right policy at the right price that meets your needs.

As an independent Medigap supplement insurance broker, we are not limited to one or two options. We search multiple Texas Medigap plans until we find one that is best suited to meet your needs. Contact us today at Senior Insurance Services to consult with one of our local Medicare supplement agents in McKinney, Texas to gain confidence that your needs are met at the best price possible.

The post What is Medigap insurance? first appeared on Senior Insurance Services.]]> 208454 Why do I need Medicare supplemental insurance? https://www.medicaresupplements4less.com/2022/09/23/why-do-i-need-medicare-supplemental-insurance/ Fri, 23 Sep 2022 19:11:42 +0000 https://www.medicaresupplements4less.com/?p=208452 In the year you turn 65, you are likely to be overwhelmed with information about your transition to Medicare. The decisions you must make are important not only for your healthcare but also regarding your financial resources. Independent Medicare agents in McKinney, Texas can guide you through these critical questions and direct you to the […]

The post Why do I need Medicare supplemental insurance? first appeared on Senior Insurance Services.]]> In the year you turn 65, you are likely to be overwhelmed with information about your transition to Medicare. The decisions you must make are important not only for your healthcare but also regarding your financial resources. Independent Medicare agents in McKinney, Texas can guide you through these critical questions and direct you to the best Medigap plans in Texas—right here in McKinney, Texas.

The first question often asked is, “Why do I need anything beyond original Medicare?” Although original Medicare pays for much of the cost of your healthcare expenses, it doesn’t cover everything and many of those costs can add up quickly. When you talk to one of our Medicare supplement brokers in McKinney, Texas, they can explain how the best Medigap plans in Texas can pay for those mounting expenses such as copayments, coinsurance and deductibles. The term “Medigap” or Medicare supplement insurance, means insurance that covers the “gaps” in original Medicare.

For the last 39 years at Senior Insurance Services, our independent Medicare agents have provided our customers the best Medigap plans in Texas. We are not confined to one provider so shop for the most affordable rates that provide the coverage that best meets your needs. In McKinney Texas Medicare supplement insurance is both available and affordable to cover all those gaps or additional costs that original Medicare doesn’t cover.

Contact us today at Senior Insurance Services and talk to one of our independent Medicare agents in McKinney Texas to help put your mind at ease knowing that you will find one of the best Medigap plans in Texas.

The post Why do I need Medicare supplemental insurance? first appeared on Senior Insurance Services.]]> 208452 Top Five Reasons You Need An Agent https://www.medicaresupplements4less.com/2020/03/30/top-five-reasons-you-need-an-agent/ Mon, 30 Mar 2020 18:49:00 +0000 https://www.medicaresupplements4less.com/?p=208350
Jonathan Windsor (left, Son) and David Windsor (right, Father)
Helping folks since 1983

Senior Insurance Services

Top five reasons you need an independent Medicare broker

Whether you’ve had Medicare for a few years or you’re brand new to Medicare, finding a knowledgable agent is a must! Let’s explore the top five reasons Medicare brokers are invaluable:

1. Medicare expertise and service– Medicare can be confusing and there is a lot of information to decipher. A licensed broker can guide you through this process and help you find the right plan for your needs and budget. Brokers also provide invaluable service after the sale! A broker is someone you can rely on when your situation changes and you need your insurance to change too.

2. Options– Independent brokers contract with many different companies, allowing you to compare a multitude of plan options. This eliminates bias as brokers help you research and compare.

3. No cost to you– This is a BIG one! Independent brokers do not charge you for their services! Plan rates already account for broker commissions, so if you enroll on your own or with a broker, your cost remains the same. Why not use someone who has knowledge and expertise with Medicare?

4. Save time and money– Ah, retirement. The “Golden Years,” when you sit back and relax from the daily grind and struggles of a job. Enjoy your retirement and let a broker do the heavy lifting. Independent brokers will guide you to a plan that fits your needs, while making sure you’re not overpaying!

5. One-stop shop– Life and heath brokers usually offer more than one product or line of insurance. In addition to Medicare, maybe you need help with retirement income, life insurance or planning for long-term care. A broker can answer your questions, get you a quote and enroll you when it’s convenient for you. Dealing with a broker who offers a multitude of products makes shopping simple!

As independent brokers, we provide you with the knowledge and options you need to make an informed decision about your healthcare. When you’re ready, we can guide you through the enrollment process and get you on your way to enjoying retirement! If you have any questions, please call Jonathan (972-571-9456) or David (972-571-6789) or call the office at 1-800-594-5393. We are both available seven days a week up to 8pm CST.

The post Top Five Reasons You Need An Agent first appeared on Senior Insurance Services.]]> 208350