It’s no surprise, life can turn on a dime. Things happen. Interruptions occur. In a moment’s notice major and minor events can dramatically change the course of one’s life. Wise is the person who prepares for those moments to minimize the long-term financial impact that could result from those changes.

At Senior Insurance Services, we are here to help you prepare for those events by offering several specific insurance policies. As with all the products and services we provide, we find the lowest rates available from over 30 reputable providers we work with. We can answer your questions and guide you through the process so you have confidence that your needs are met and you have secured a financially stable future.

Below are the other insurance policies we offer in addition to Medicare related supplements and life insurance.

Accident Insurance

Let’s face it, accidents happen.  When they do there are consequences ranging from mild to severe.  Besides the fact that accidents are always a disruption or an inconvenience, they can also bring a significant financial burden as well.  That’s why many people turn to accident insurance for help.

Annuities

An annuity is an insurance product that pays out income. Unlike life insurance that creates an estate, an annuity is meant to liquidate an estate and is therefore a popular choice among people looking for a steady income stream during retirement.

Cancer Insurance

According to the American Cancer Society, 1 in 2 men and 1 in 3 women will develop cancer in their lifetime. Additionally, more than 1.6 million new cancer cases will be diagnosed this year resulting in over 600,000 cancer-related deaths. These statistics are not meant to be scare tactics, but simply the reality of cancer in the US. For this reason, some people choose cancer insurance to protect themselves in the event they receive the dreaded diagnosis from their doctor.

Long Term Care

There are some unfortunate situations where people require care but are not generally dealing with a diagnosed illness that would otherwise be covered by one of the many insurance policies on the market. These situations might include the inability to perform the normal activities of daily living such as bathing, eating, walking, and toileting. For these situations and others, long-term care is available to cover expenses associated with these support needs.

Short Term Care

As the senior citizen population continues to increase, particularly due to the aging Baby Boomer generation, healthcare issues, concerns and questions become a greater priority. The insurance policies most people carry focus on long-term, catastrophic costs, but often there are short-term care needs not covered that will put a strain on personal finances. These short-term costs may include nursing home care, rehabilitation or recuperation costs, and home healthcare needs. These additional care needs may be more efficient while providing direct, individualized support but add significantly to your out-of-pocket costs.

Major Medical

Finding health insurance that is affordable and coverage that actually works is tough these days. The Affordable Care Act, or Obamacare, promised low premiums and big networks that would allow for individuals to keep the doctors they already had established relationships with. We now know Obamacare did not live up to those promises, which has lead to high premiums and a lack of access to quality healthcare providers.

Contact us for more information about how we can help you with all your insurance needs. Call us at 1-800-594-5393 and one of our experienced insurance agents will assist you. We are available seven days a week until 9:00 p.m. CST.